Homeowners Rejoice: Bilt Card 2.0 Lets You Earn Points on Your Mortgage

Bilt is set to revolutionize the credit card rewards space with Bilt Card 2.0, launching in February 2026. For the first time, Bilt members will be able to earn points not just on rent, but also on mortgage payments—a unique benefit rarely seen in the credit card industry. Developed in partnership with Cardless, the new Bilt Card lineup will include a no-fee option and two premium cards, giving homeowners and renters more ways to maximize rewards. Current Bilt cardholders will be seamlessly transitioned to the new platform, with more details on the mortgage rewards program and transition process coming this fall. Bilt Card 2.0 is a direct response to member feedback, reflecting Bilt’s commitment to delivering innovative, valuable rewards for every stage of homeownership.

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